Do I need a finance background to take this investing course?

Not at all. Most of my students come from engineering, medicine, tech, architecture, and other non-finance fields. I designed VISION Academy to start from the fundamentals and build up step by step. Zero finance knowledge required.

Is this investing course relevant for expats in Switzerland?

Absolutely. The curriculum covers the Swiss three-pillar pension system, Pillar 3a optimization, tax advantages for investors, broker options like Interactive Brokers and Saxo Bank, and currency exposure. It also addresses cross-border situations common among expats.

How long does the investing course take to complete?

VISION Academy is self-paced. Most students complete the 5 modules in 6 to 8 weeks. You also get 6 months of live group coaching calls with me for ongoing support and Q&A.

What makes VISION Academy different from free investing content?

Free content is scattered and often contradictory. VISION gives you a structured, step-by-step framework built specifically for Switzerland, plus live coaching, a Swiss tax workshop with a certified tax expert, an insurance masterclass, and 30+ real student case studies.

How much does the investing course cost?

CHF 1,497 one-time, or CHF 169 per month for 10 months. This includes all 5 modules, 6 months of live coaching, a Swiss Tax Workshop, an Insurance Masterclass, a Property Buying Guide, my personal portfolio reveal, and 30+ student case studies.

Who is Charlene Cong and what are her qualifications?

I'm a CFA charterholder and founder of FinFit GmbH in Zurich. I spent 10 years in institutional finance at JPMorgan, Avaloq, and Asian Private Banker before retiring at 32 with a 7-figure portfolio. I'm a Board Member of the Swiss Capital Market Forum Association and a 2024 MAIA Awards finalist.

Investing Course in Switzerland: Master the Art of Building Wealth

I built a 7-figure investment portfolio by age 32. I started with $500. No family money, no lucky break. Just a clear strategy, the right knowledge, and the discipline to stick with it.

Now I teach that same strategy to professionals and expats living in Switzerland who want to stop leaving their money in a bank account and start making it work.

VISION Academy is my step-by-step investing course built specifically for Switzerland. 5 modules. Live coaching. A Swiss tax workshop. And a framework that has helped 300+ students across 15+ countries take control of their financial future.

You don’t need a finance degree. You just need a plan.

As Seen On:

(And guest speeches)

You are not alone if investing feels overwhelming

You earn good money. You know you should be investing. But every time you try to figure it out, you run into the same wall.

Too many opinions. Too much jargon. Conflicting strategies from people who don’t understand the Swiss system. And that nagging feeling that one wrong move could cost you everything.

So the money stays in your bank account. Month after month. Losing value to inflation while you wait for the “right moment” to start.

I know this feeling because I lived it. And I’ve seen it in hundreds of students who came to me feeling stuck, overwhelmed, or simply afraid to get it wrong.

Here is what I also know: Here is what I also know: Switzerland is one of the best places in the world to be a private investor. No capital gains tax on personal investments. A strong currency. Access to global markets through low-cost brokers. No capital gains tax on personal investments. A strong currency. Access to global markets through low-cost brokers. The system is actually designed in your favour.

You just need someone to show you how it works. Step by step. In a way that makes sense for your life here.

That is exactly why I created VISION Academy.

Download free guide

5 Steps to Build an Investment portfolio for expats in Switzerland! (beginner)

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Natascha Jovicic Head of Switzerland, Lobeco, Zurich

VISION Academy was a game-changer for me. Charlene’s unique way of explaining financial concepts brought me a sense of security when it came to investing. It gave me the confidence to just go for it instead of leaving my money on the bank account where it lost more and more its value.

What is VISION Academy?

VISION Academy is the only investing course in Switzerland led by a CFA charterholder with institutional experience at JPMorgan.

It is a 5-module online program that gives you a clear, step-by-step blueprint to build a strong investment portfolio. No jargon. No fluff. No generic advice copied from American finance blogs.

Everything in this course is built for the Swiss financial system: your pillar system, your tax situation, your broker options, your currency exposure.

You get the course modules, 6 months of live coaching with me, a Swiss tax workshop with a certified tax expert, an insurance masterclass, a property buying guide, a full reveal of my personal 7-figure portfolio, and 30+ real case studies from students in every situation you can imagine.

By the end, you will have your own investment strategy. Not mine. Yours. Built around your goals, your timeline, and your life.

Course Curriculum: 5 Modules From Zero to Confident Investor

Module 1: Values and Goals

Discover What Truly Matters

Before you invest a single franc, you need to know your “why.” This module helps you get clear on your financial situation and define your investment goals across short, mid, and long-term horizons. I’ll walk you through my VISION Framework, 8 essential steps to set your goals, and the 3 investment principles that will guide every decision from here.

Module 2: Investigation

Understand What You're Investing In

Knowledge kills fear. In this module I break down the investment universe into clear, simple categories. You will explore every major asset class available in Switzerland: ETFs, stocks, bonds, real estate, and alternatives. By the end, you will know exactly what you are looking at and how to evaluate each option based on your goals and risk tolerance.

“I’ve read books, watched videos, listened to podcasts. Nothing gave me this kind of clarity.”
VISION Academy Student

Module 3: Strategy

Craft Your Investment Blueprint

This is the heart of the course. Module 3 takes you from understanding investments to building your own personalised plan. I’ll teach you the 80/20 rule for creating a strategy that adapts to life changes, 3 mentalities to keep your portfolio on track during market volatility, and as a bonus, I’ll open up my personal investment choices, top positions, and strategies. Plus 30+ real student case studies so you can see how people in situations like yours have built their portfolios.

Module 4: Implementation

Put Your Plan Into Action

Theory means nothing without execution. This module walks you through the practical steps: opening your brokerage account, understanding fees, avoiding the tricks banks use to charge you more than they should, and executing your first trade. I’ll do it live on screen with you, step by step, so there is zero guesswork. You can start with as little as CHF 100.

“I always thought investing was for rich people with finance degrees. Turns out, it’s for anyone with a plan.”
VISION Academy Student

Module 5: Optimization

Make Your Money Work Harder

Once your portfolio is running, this module teaches you how to maximize its growth. You’ll learn 3 strategies to boost performance, how to monitor investments like a professional, the power of automation so your portfolio grows without constant management, and how to legally minimise your taxes in Switzerland and beyond.

Everything That Comes With Your Enrollment

The 5 modules are the core. But VISION Academy includes six bonuses that cover every financial decision you face living in Switzerland.

#01

6 Months of Live Coaching & Q&A

(CHF 1,997 value)
Ask what actually matters to you. Every month, I host small group coaching calls where I answer real questions from students. Your income, your goals, your timeline. You are never left figuring things out alone.

#02

Swiss Tax Workshop

(CHF 997 value)
How to stop overpaying and start optimizing. A dedicated session with a certified Swiss tax expert covering deductions, filing strategies, and a step-by-step tax tutorial. Perfect for both Swiss residents and expats.

#03

The Insurance Masterclass

(CHF 997 value)
Protect your wealth while you build it. A no-fluff breakdown of health, life, and investment-linked insurance in Switzerland. What you actually need versus what is just noise.

#04

Property Buying Guide for Switzerland

Whether for living or investing, this walkthrough covers the Swiss real estate market, financing options, mortgage requirements, and tax impact. Clear plan, no confusion.

#05

Inside My 7-Figure Portfolio

(CHF 997 value)
See exactly what a real 7-figure investor holds. I open up my personal portfolio: what I invest in, why, and how I’m planning for 2026 and beyond. This is the kind of transparency most people in finance never offer.

#06

30+ Real Student Case Studies

(CHF 997 value)
Learn what’s working right now, from people just like you. Engineers, doctors, entrepreneurs, expats, career changers. Real portfolios, real strategies, real results across different industries, incomes, and life stages.

Hi, I'm Charlene Cong

I grew up in a small village in northeastern China. Nobody in my family knew anything about investing. I studied Chinese Literature and Journalism, not finance.

But during my career I ended up on the inside of the financial world. I spent 5 years at Asian Private Banker investigating how billionaires invest. Then I joined JPMorgan Asset Management working with private banking clients. After that, I moved to Zurich to lead content marketing at Avaloq, one of Switzerland’s biggest wealthtech firms.

Along the way, I earned the CFA charter through self-study. It was one of the hardest things I have ever done. I went through depression during my second year of preparation. But it gave me the institutional-grade knowledge that most financial educators simply don’t have.

By the time I was 32, I had built a 7-figure investment portfolio. Starting from $500. And I made the decision to leave corporate life.

Today I run FinFit GmbH from Zurich and teach everything I’ve learned to people who are exactly where I was before I started. I sit on the Board of the Swiss Capital Market Forum Association and I was a finalist in the 2024 Money Awareness and Inclusion Awards.

I am not here to sell you a dream. I am here to give you a plan.

"Charlene is my first contact in the financial sector who truly convinced me of her investment strategy. She guides me through the course in a highly professional, unobtrusive, and friendly manner. As a senior expert, I always felt it was too late to build a strategy for the final phase of my working life. Thanks to Charlene, I now have a clear head and am actively shaping my retirement." Senior Expert, Switzerland

I’ve served 1,000+ students

Who This Investing Course Is For

What Students Say

Are you next?

Christian Müller, CEO at Fusion Highlights GmbH

"Honestly, it’s one of the most valuable coaching programs I’ve ever come across, super informative without feeling overwhelming!"

Demetria C. Architect, Basel

"I earned back the VISION course fee within 2 weeks of starting to invest . It's the best decision I’ve made in 2025!"

Fan Zhang, software engineer, Zurich

By the end, I felt sooooo confident to start investing on my own. If you’ve ever felt intimidated by investing, this course is a must. Thank you Charlene!

Olivia Chin, Instagram Influencer, Geneva

"Enrolling in the V.I.S.I.O.N. Academy has truly been one of the best investments I've made in myself and my financial literacy journey."

Natalia Z, Roche, Basel

"From sitting on CHF 300k in my bank to having a fully invested portfolio with clarity and confident -- all within 3 weeks of joining VISION Academy."

Natascha Jovicic, head of Switzerland, Lobeco, Zurich

"VISION Academy was a game-changer for me . Charlene’s unique way of explaining financial concepts brought me a sense of security when it came to investing."

Ready to Start?

VISION Academy: CHF 1,497 (one-time) Or CHF 169/month for 10 months.

All 5 course modules (Values, Investigation, Strategy, Implementation, Optimization). 6 months of live coaching and Q&A with me. Swiss Tax Workshop with a certified tax expert. Insurance Masterclass for Swiss and international products. Property Buying Guide for Switzerland. Full reveal of my personal 7-figure portfolio. 30+ real student case studies.

Total value: CHF 8,000+

Payment via Visa, Mastercard, American Express, Klarna, Google Pay.

Frequently Asked Questions

Do I need a finance background?

Not at all. Most of my students come from completely non-finance fields. Engineering, medicine, tech, architecture, coaching. I designed this course to start from zero.

Is this relevant for expats in Switzerland?

Absolutely. The curriculum covers the Swiss pillar system, Pillar 3a, tax advantages, broker options like Interactive Brokers and Saxo Bank, and currency exposure. It also addresses cross-border situations that expats deal with regularly.

How long does it take to complete?

The course is self-paced. Most students finish in 6 to 8 weeks. You also get 6 months of live coaching for ongoing support.

What makes this different from free content online?

Free content is scattered and contradictory. VISION gives you one clear framework, built for Switzerland, with live coaching, a tax workshop, and 30+ real case studies. All taught by the only CFA charterholder offering retail investing education in the country.

How much does it cost?

CHF 1,497 one-time, or CHF 169/month for 10 months. This includes everything: 5 modules, 6 months of coaching, tax workshop, insurance masterclass, property guide, my portfolio reveal, and 30+ case studies.

Is investing in Switzerland tax-free?

Switzerland does not tax capital gains on private investments. That makes it one of the best places in the world to be a retail investor. Dividend income is taxed, and there are procedures like the DA-1 form you should understand. The Swiss Tax Workshop covers all of this.

Can I start investing with a small amount?

Yes. Many of my students started with CHF 500 or less. I started with $500 myself during my last year of university. Module 4 walks you through your first trade step by step on screen.

Who is Charlene Cong?

I'm a CFA charterholder and founder of FinFit GmbH in Zurich. I spent 10 years at JPMorgan, Avaloq, and Asian Private Banker. I retired at 32 with a 7-figure portfolio and now teach what I know. Board Member of the Swiss Capital Market Forum Association, 2024 MAIA Awards finalist.

Does this program cover cryptocurrency or real estate investing?

Yes—and not in a hype-y way. We show you how to look at crypto and real estate through the lens of a long-term investor. Should they be part of your portfolio? How much? When? You’ll learn how to think strategically, not react emotionally. You’ll also get bonus content on how to buy property in Switzerland as an expat, with a step-by-step guide that walks you through the entire process.

I’m an American expat. Will this help me?

Absolutely. The strategy works for Americans, but U.S. tax laws (like PFIC rules and FATCA) are unique. If you’re a U.S. citizen living in Switzerland or elsewhere, 95% of the content will still apply, but you may need to double-check certain tax-related steps with a qualified advisor. And you’re not alone. We have quite a number of American students have made it work inside the program.

Do you give tax advice?

We don’t offer personal tax consulting—but we do include a 1 hour dedicated Swiss investment tax workshop, plus a step-by-step screen-share tutorial that shows exactly how to file taxes on your investments and how to save thousands legally. No more guessing or Googling or confusing answers on ChatGPT!

Can’t I just learn all this on YouTube?

You can try to figure it all out on YouTube. But here’s what many of our students tell us:

“I spent months researching online and still felt stuck. VISION finally gave me a clear plan I could follow with confidence.”

YouTube is great for information—but what you need is transformation, delivered in a streamlined and efficient way. That means having structure, clarity, and a step-by-step roadmap tailored to your goals and your life in Switzerland.

Inside VISION Academy, you're not just watching random videos—you’re learning from someone who’s been there, who can guide you through the ups and downs, help you avoid costly mistakes, and hold you accountable to take action.

Yes, there are thousands of free resources out there. But without a proven framework, most people waste months searching for answers, taking steps out of order, and feeling overwhelmed by conflicting advice.

This program is designed to save you time, money, and mental energy.
For many, that makes CHF 1497 an investment that pays itself back—sometimes within weeks.

If you’re not ready yet, that’s okay. Keep learning where you are. But when you’re ready to move with clarity and confidence, VISION will be here for you.

Can I schedule a 1:1 call with you?

Yes! As a VISION Academy student or alumni, you’ll have the opportunity to book a VIP 1:1 strategy session at a special discounted rate. This is ideal if you want personalized feedback on your situation after going through the program.
Just keep in mind: we’re an independent education provider, not a financial advisor—so we don’t tell you what to buy or sell. Instead, we equip you with the tools and strategy to make smart decisions for yourself.

Your Money Deserves a Strategy

If you have read this far, something is telling you it’s time.

Not time to become a financial expert. Not time to quit your job and trade stocks all day. Just time to stop guessing and start building a real plan for your money.

I’ve been where you are. And I can tell you: the hardest part is deciding to start. Everything after that gets easier.

The information provided in this course and on this website is for educational purposes only and does not constitute financial, investment, tax, or legal advice. FinFit GmbH is an independent education platform based in Switzerland and is not affiliated with any financial institutions or investment products. While every effort is made to ensure accuracy, investing involves risk and the value of investments can go up or down. You are solely responsible for your own investment decisions. For personalized advice specific to your situation, please consult with a licensed financial advisor or tax professional in your jurisdiction.

Charlene Cong

FinFit Solution

Finance Journey with Charlene